This program has been around for a while in Santa Clara County, Mortgage Assistance Program (MAP) but if you didn’t know, this program basically has four low cost loans to help first-time home buyers. equity share, down payment assistance, mortgage assistance and closing costs. This works with most major lenders. It also can be used with FHA loans.
The city of San Jose also has home buyer programs although some are not available at this time and are a little more specific to occupations.